Free private browser tool
See where your money actually goes each month.
Living in Australia comes with weekly rent, changing work hours and small expenses that are easy to forget. Record each amount in a few seconds, then use the real picture to plan the next month.
Start tracking this monthYour entries stay in this browser unless you export them.THIS MONTHTrack first.
Understand it.
Plan better.
Understand it.
Plan better.
No shame and no unrealistic promises. Just your own numbers.
Three simple steps
Import. Check. See your month.
- 1Upload a bank CSV or add an expense.
- 2Check and change the suggested categories.
- 3See where your money went.
Monthly money check-in
Your month at a glance
Set a budget or begin observing your spending.
FASTEST OPTION
Import your bank CSV.
The tracker suggests categories, then you check and change them yourself. Clear bank descriptions such as “rent”, “lunch” or “groceries” make the suggestions more useful. Your file stays in this browser.
THIS MONTH
Your entries
Use the category menu on any entry if the suggestion is not right.
SPENDING BREAKDOWN
What is taking the most money?
END-OF-MONTH STEP
Use this month to plan the next one.
Once you add expenses, this section will help you turn what happened into a starting budget for next month.
Your privacy: This tracker saves information only in this browser. Clearing browser data or changing devices can remove it. Export a backup regularly. Do not enter bank details, card numbers or account passwords.
Need a starting reference?
There is no perfect monthly number.
One official reference is the Australian Government’s current financial-capacity amount for a student visa applicant: $29,710 for 12 months, or about $2,476 per month.
This is not a recommended lifestyle budget.It is a student-visa financial-capacity minimum, not a benchmark for everyone living in Australia. Actual living costs vary and may be much higher.
Official sources checked 14 September 2026.Quick rent calculation
Weekly rent is not four weeks of rent.
Multiply weekly rent by 52 and divide by 12 for a more realistic monthly estimate.
A budget cannot answer every question
Need to talk through the practical side of settling in Australia?
Bring the part that feels unclear. We can organise your questions and decide what you need to check next.